Rates and Fees

This website is not a lender and does not make credit decisions. We provide a connecting service that allows consumers to submit a loan request and access lenders or lending partners in a network.

Rates, fees, APR, repayment terms, renewal options, loan amounts, approval decisions, and funding times are determined by the lender or lending partner, not by this website. These details may vary based on the lender, state availability, and the borrower’s individual circumstances.

No Fee to Use the Connecting Service

There is no cost to submit a loan request through this website. If a lender or lending partner presents a loan offer, the consumer is not required to accept it. Any offer should be reviewed carefully before the consumer decides whether to proceed.

Loan Rates and Terms

All loan terms are provided by the lender or lending partner. Before accepting a loan offer, consumers should review the full agreement, including the APR, finance charges, repayment schedule, late-payment rules, renewal policy, and any other fees or conditions that may apply.

Short-term loans can be expensive financial products and should be used responsibly. They are not intended to be a long-term financial solution.

Late Payments, Non-Payment, and Renewals

Late or non-payment may result in additional fees, collection activity, and a negative impact on the consumer’s credit score. Consumers who cannot make a payment on time should contact their lender directly as soon as possible.

Some lenders may offer loan renewals or extensions. Renewal policies vary by lender and may involve additional costs, so all renewal terms should be reviewed before agreeing to them.

Important Disclosures

This website is not responsible for the actions or inactions of any lender or lending partner. Questions about a specific loan offer, rate, fee, repayment term, payment issue, or account matter should be directed to the lender.

Loan availability varies by state. The connecting service is not available to residents of Arkansas, New York, Vermont, or West Virginia.

The information on this page is provided for general informational purposes only and should not be considered legal, financial, or credit advice.